Wednesday, December 18, 2013

Tuesday, November 19, 2013

GSIS Family Bank foreclosed properties for sale

GSIS Family Bank foreclosed properties for sale as of October 2011

Here is a list of GSIS Family Bank foreclosed properties for sale which I got from the Housing Fair 2011 when I visited the GSIS Family Bank booth on the 3rd and final day of the event. This is essentially the same list of foreclosed properties on the GSIS Family Bank websitebut this list includes pictures.
The listing only says the foreclosed properties are for sale through cash or installment and no other details were given on the listing, and the same applies to their website. Anyway, if you want to get more details, you can contact GSIS Family bank directly through the contact details on the list below.


Source: http://www.foreclosurephilippines.com/2011/10/gsis-family-bank-foreclosed-properties-for-sale-october-2011.html#ixzz2l7qui900

BSP Foreclosed Properties For Sale

BSP Foreclosed Properties For Sale From The Housing Fair 2013

This listing of foreclosed properties and acquired assets from the Banko Sentral ng Pilipinas (BSP) is the fourth to be featured as part of the listings we found during the Housing Fair 2013. This list of BSP foreclosed properties is updated as of September 30, 2013. Details can be found below.

Payment terms

The payment terms can be found on page 2 of the flyer that was made available to visitors of the housing fair, which I have posted below.
BSP-foreclosed-properties-flyer-housing-fair-2013_Page_1
BSP flyer -page 1 of 2


Source: http://www.foreclosurephilippines.com/2013/11/bsp-foreclosed-properties-housing-fair-2013.html#ixzz2l7pP7Ajq

BSP Foreclosed Properties For Sale From The Housing Fair 2013

BSP Foreclosed Properties For Sale From The Housing Fair 2013


This listing of foreclosed properties and acquired assets from the Banko Sentral ng Pilipinas (BSP) is the fourth to be featured as part of the listings we found during the Housing Fair 2013. This list of BSP foreclosed properties is updated as of September 30, 2013. Details can be found below.

Payment terms

The payment terms can be found on page 2 of the flyer that was made available to visitors of the housing fair, which I have posted below.
BSP-foreclosed-properties-flyer-housing-fair-2013_Page_1
BSP flyer -page 1 of 2


Source: http://www.foreclosurephilippines.com/2013/11/bsp-foreclosed-properties-housing-fair-2013.html#ixzz2l7pP7Ajq

Updated: What Is A Storm Surge And How Do We Prepare For It? (Videos + Infographic)

Updated: What Is A Storm Surge And How Do We Prepare For It? (Videos + Infographic)

Our hearts go out to everyone affected by the wrath of Typhoon Yolanda (Haiyan). In a way, we know the feeling, as we were also devastated by Ondoy more than four years ago. However, I would have to admit that Ondoy looked like a very tame typhoon compared to Yolanda, which is many times deadlier because of its storm surge. Question is, do we really know what a storm surge is?

Source: http://www.foreclosurephilippines.com/2013/11/what-is-a-storm-surge.html#ixzz2l7m1vgUS

209th UnionBank Foreclosed Properties Auction On November 23, 2013

209th UnionBank Foreclosed Properties Auction On November 23, 2013

The UnionBank of the Philippines will be conducting two (2) public auctions on November 23, 2013.One (1) is for the 209th Special Public Auction of Unionbank foreclosed properties located in Luzon and Metro Manila, which will commence at 9:00 a.m.The other is the Auction for Brand New AMALFI units which will follow afterwards. … [Continue reading]
Source: http://www.foreclosurephilippines.com/#ixzz2l7kBoGtX

Thursday, November 14, 2013

Monday, November 11, 2013

Pope Francis calls for prayers

Pope Francis calls for prayers, expresses closeness to Yolanda victims

Pope FrancisPope Francis on Saturday asked the faithful to pray for victims of Super Typhoon Yolanda, which devastated much of the central Philippines this weekend.

The Pope, in a post on his Twitter account, also expressed closeness to Filipinos, referring to the Philippines as the "beloved islands."

Meanwhile, an article posted on the Vatican news portal said the Pope assured Filipinos of his prayers as they tried to recover from the devastation caused by the Category 5 cyclone.

"The storm churned across the archipelago country and was headed to Vietnam by Saturday evening," the article noted.

On Saturday evening, the National Disaster Risk Reduction and Management Council said some 138 people had been confirmed dead in Yolanda's wake.

Yolanda battered parts of Luzon and Visayas Friday, disrupting power and communications before it exited the Philippine area of responsibility Saturday afternoon. — DVM, GMA News

POPE FRANCIS prayer for the victims of Typhoon Yolanda



I ask all of you to join me in prayer for the victims of Typhoon Haiyan / Yolanda especially those in the beloved islands of the Philippines

“Deeply saddened by the destruction and loss of life caused by the super typhoon, His Holiness Pope Francis expresses his heartfelt solidarity with all those affected by this storm and its aftermath. He is especially mindful of those who mourn the loss of their loved ones and of those who have lost their homes. In praying for all the people of the Philippines, the Holy Father likewise offers encouragement to the civil authorities and emergency personnel as they assist the victims of this storm. He invokes divine blessings of strength and consolation for the Nation.”

Source: 
http://world.time.com/2013/11/10/pope-francis-prays-for-victims-survivors-of-typhoon-haiyan/

Read more: Pope Francis Offers Prayers for Philippines Typhoon Victims, Survivors | TIME.com http://world.time.com/2013/11/10/pope-francis-prays-for-victims-survivors-of-typhoon-haiyan/#ixzz2kKUHp0qh

Banks at Infanta Quezon


Commercial Bank                           Contact Person                 Phone Number
Allied Savings Bank                         Dario T. Virrey         (042) 535 – 4425
Land Bank of the Philippines         Pedro Comia                 (042) 535 – 2165

Rural Bank Bank                       Contact Person             Phone Number
Card Bank, Inc.                       Josie P. Cruzin            (042) 535 – 4482
Quezon Capital Rural Bank       Corazon T. Gurango    (042) 535 – 2530
Rural Bank of Infanta               Cristeta D. Adornado    (042) 535-2235
Rural Bank of Mabitac                Maribeth P. Cagayat (042) 535 – 2674
Rural Bank of Magdalena                Jerome Protesta (042) 535 – 2506
Rural Bank of Pangil                Cesar M. Sandoval (042) 535 – 2747

Source: http://www.infanta.gov.ph/?q=banks

Tuesday, October 22, 2013

Monday, October 7, 2013

HAPPY BIRTHDAY SA ATING KABAYAN AT KA IRGU NA SI.....

SANAY MALASING MO KAMI ....................

sOURCE: https://www.google.com.ph/search?q=happy+birthday+wilfredo&safe=active&source=lnms&tbm=isch&sa=X&ei=FQ1TUsUbxIKuB8LrgHA&ved=0CAcQ_AUoAQ&biw=1024&bih=677&dpr=1#facrc=_&imgdii=_&imgrc=L-GpRTwT58ZccM%3A%3BoLiY3B-nC2AtoM%3Bhttp%253A%252F%252Fwww.wishyoucard.com%252Fassets%252Fcards%252Ftypography4%252FWilfredo.jpg%3Bhttp%253A%252F%252Fwww.wishyoucard.com%252Fhappy-birthday%252FWilfredo%3B300%3B300

NAALALA PA BA NINYO ANG SARANGGOLA "BULADOR"




Source: https://www.google.com.ph/search?q=saranggola+ni+pepe&safe=active&source=lnms&tbm=isch&sa=X&ei=6-1SUoLRL82trAeLlYDQDg&ved=0CAcQ_AUoAQ&biw=1024&bih=677&dpr=1#facrc=_&imgdii=_&imgrc=6nqyezTlSuonDM%3A%3BL1gZzIXAAcCzlM%3Bhttp%253A%252F%252Fth07.deviantart.net%252Ffs71%252FPRE%252Fi%252F2012%252F075%252F8%252F3%252Fsaranggola_ni_pepe_by_takot_ako_krakotz-d4sxkvo.jpg%3Bhttp%253A%252F%252Fwww.deviantart.com%252Fmorelikethis%252F290602859%253Fview_mode%253D2%3B894%3B894




Source: https://www.google.com.ph/search?q=saranggola+ni+pepe&safe=active&source=lnms&tbm=isch&sa=X&ei=6-1SUoLRL82trAeLlYDQDg&ved=0CAcQ_AUoAQ&biw=1024&bih=677&dpr=1#facrc=_&imgdii=VXc-ff2qiL0fHM%3A%3BvHnIo6LiTm6ZVM%3BVXc-ff2qiL0fHM%3A&imgrc=VXc-ff2qiL0fHM%3A%3BTohmljtJ8hngTM%3Bhttp%253A%252F%252F1.bp.blogspot.com%252F-EjaxkP5HGz0%252FTjgfmHvOPzI%252FAAAAAAAAA_0%252FHlBURKJI5qk%252Fs1600%252Fkite.jpg%3Bhttp%253A%252F%252Fmariamarauder.blogspot.com%252F2011%252F08%252Fkite-runner.html%3B500%3B486



Thursday, August 22, 2013

EXAMPLE : By Laws for a nonprofit organization

EXAMPLE 2:
By Laws for a nonprofit organization
(with formal voting membership.)

BYLAWS OF THE
[Insert name of association]

ARTICLE I
OFFICE AND REGISTERED AGENT

Section 1. Principal Office. The principal office of the __________________ shall be in the
State of _____________.
Section 2. Registered Office and Agent. The Corporation shall have and continuously maintain
a registered office and a registered agent in the State of ___________, as required by the State of
______________ Nonprofit Corporation Act. The registered agent shall be either an individual
resident of the State or a corporation authorized to transact business in the State.

ARTICLE II
PURPOSES

The purposes for which the Corporation is formed are as set forth in the Articles of
Incorporation. [OTE: The purposes from the Articles of Incorporation may be reprinted
here. However, it must be remembered that amending the purposes in the bylaws is not
effective unless the purposes clause in the articles of incorporation is also amended. A
“mission statement” interpreting and clarifying the purposes may be inserted here as well.]

ARTICLE III
MEMBERSHIP

[OTE: There are a wide variety of membership provisions that could be added to
Bylaws. In general, the bylaws should specify the categories of membership, which
categories have voting power, what types of actions members are allowed to vote on, and
how member meetings are called and votes are cast. The example below contains three
very simple classes of members. The fine details of membership qualification, removal,
payment of dues, etc. are often set forth in separate documents, rather than cluttering the
bylaws.]

Section 9. Notice. Notice of the time, day, and place of any meeting of the Board of Directors
shall be given at least ____ days previous to the meeting and in the manner set forth in Section 2
of Article VII. The purpose for which a special meeting is called shall be stated in the notice.
Any director may waive notice of any meeting by a written statement executed either before or
after the meeting. Attendance and participation at a meeting without objection to notice shall
also constitute a waiver of notice.
Section 10. Quorum. A majority of the directors then in office shall constitute a quorum for the
transaction of business at any meeting of the Board of Directors.
Section 11. Manner of Acting. Except as otherwise expressly required by law, the Articles of
Incorporation of the Corporation, or these Bylaws, the affirmative vote of a majority of the
directors present at any meeting at which a quorum is present shall be the act of the Board of
Directors. Each director shall have one vote. Voting by proxy shall not be permitted.
Section 12. Unanimous Written Consent In Lieu of a Meeting. The Board may take action
without a meeting if written consent to the action is signed by all of the directors.
Section 13. Telephone Meeting. Any one or more directors may participate in a meeting of the
Board of Directors by means of a conference telephone or similar telecommunications device,
which allows all persons participating in the meeting to hear each other. Participation by
telephone shall be equivalent to presence in person at the meeting for purposes of determining if
a quorum is present.
Section 14. Conflicts of Interest. [OTE: This clause is optional, but may be useful in
helping the board handle situations where a director cannot be impartial due to a financial
or other conflict of interest. Alternatively, the Board could simply adopt by resolution a
Conflicts-of-Interest policy that is not part of the Bylaws. An example of a policy that has
been approved by the IRS follows this Bylaws example.]
(a) In the event that any director has a conflict of interest that might properly limit such
director’s fair and impartial participation in Board deliberations or decisions, such
director shall inform the Board as to the circumstances of such conflict. If those
circumstances require the nonparticipation of the affected director, the Board may
nonetheless request from the director any appropriate nonconfidential information which
might inform its decisions. "Conflict of interest," as referred to herein, shall include but
shall not be limited to, any transaction by or with the Corporation in which a director has
a direct or indirect personal interest, or any transaction in which a director is unable to
exercise impartial judgment or otherwise act in the best interests of the Corporation.
(b) No director shall cast a vote, nor take part in the final deliberation in any matter in
which he or she, members of his or her immediate family or any organization to which
such director has allegiance, has a personal interest that may be seen as competing with

Section 6. Rules. Each committee and task force may adopt rules for its meetings not
inconsistent with these Bylaws or with any rules adopted by the Board of Directors.

ARTICLE VII
MISCELLANEOUS PROVISIONS

[NOTE: It is not necessary to state the fiscal year in the bylaws, although many charities do so.]
Section 1. Fiscal Year. The fiscal year of the Corporation shall be [the calendar year] [insert any
other period].
Section 2. Notice. Whenever under the provisions of these Bylaws notice is required to be given
to a director, officer, or committee member, such notice shall be given in writing by first-class
mail or overnight delivery service with postage prepaid to such person at his or her address as it
appears on the records of the Corporation. Such notice shall be deemed to have been given when
deposited in the mail or the delivery service. Notice may also be given by facsimile, electronic
mail, or hand delivery, and will be deemed given when received. [OTE: Be sure to check
state corporate law to see if facsimile and electronic mail are authorized means of giving
notice.]
ARTICLE VIII
INDEMNIFICATION
Unless otherwise prohibited by law, the Corporation [may] [shall] indemnify any director or
officer or any former director or officer, and may by resolution of the Board of Directors
indemnify any employee, against any and all expenses and liabilities incurred by him or her in
connection with any claim, action, suit, or proceeding to which he or she is made a party by
reason of being a director, officer, or employee. However, there shall be no indemnification in
relation to matters as to which he or she shall be adjudged to be guilty of a criminal offense or
liable to the Corporation for damages arising out of his or her own gross negligence in the
performance of a duty to the Corporation.
Amounts paid in indemnification of expenses and liabilities may include, but shall not be limited
to, counsel fees and other fees; costs and disbursements; and judgments, fines, and penalties
against, and amounts paid in settlement by, such director, officer, or employee. The Corporation
may advance expenses or, where appropriate, may itself undertake the defense of any director,
officer, or employee. However, such director, officer, or employee shall repay such expenses if it
should be ultimately determined that he or she is not entitled to indemnification under this

Article.


The Board of Directors [shall] [may] also authorize the purchase of insurance on behalf of any
director, officer, employee, or other agent against any liability incurred by him which arises out
of such person's status as a director, officer, employee, or agent, whether or not the Corporation
would have the power to indemnify the person against that liability under law.
ARTICLE IX
AMENDMENTS TO BYLAWS
These Bylaws may be amended or new Bylaws adopted upon the affirmative vote of [a majority]
[two-thirds] [three-fourths] of the voting members at any regular or special meeting of the
members. The notice of the meeting shall set forth a summary of the proposed amendments.
[OTE: Careful thought should be given to major decisions, such as amending the Bylaws,
removing directors, or merging with another entity. In the absence of specific language to
the contrary, the requirement of a “two-thirds vote,” for example, simply means that there
must be the approval of two-thirds of a quorum in order for the measure to pass. Thus,
depending upon the number of members who vote at a meeting in person or by proxy, it is
possible for Bylaws to be amended by a relatively small percentage of the total voting
membership. If it is desired that major decisions receive the approval of a very large
percentage of the voting members, consider requiring a two-thirds or three-fourths vote of

“all of the votes entitled to be cast by the members.”]

IRGUHAN NG MGA INFANTAHIN: What Comes First When Starting a Nonprofit?

IRGUHAN NG MGA INFANTAHIN: What Comes First When Starting a Nonprofit?: Research and planning are the first major steps in starting a nonprofit organization. Without them, your nonprofit will be less organized,...

What Comes First When Starting a Nonprofit?

Research and planning are the first major steps in starting a nonprofit organization. Without them, your nonprofit will be less organized, less efficient and, as a result, could even lose future funding. Temper your enthusiasm to make a difference; think through your reasons for starting a nonprofit, how your plan to structure and fund it and what your competition is before you file any incorporation paperwork or apply for federal tax exemption.

Identify Your Idea

  • Nail down exactly what you hope to accomplish and how you plan to do so. Ask yourself whom you want to serve and how you want to serve them. Ask yourself if your idea for forming a nonprofit is realistic, whether the service you plan to provide is actually needed, and if it fills a service gap left by others in your community. (Your community does not have to be limited to your geographic area. The "community" can also include other nonprofits providing similar services.)

Consider Alternatives

  • Think about whether you really need to start a nonprofit. You can also work with a few nonprofits to start a special initiative, volunteer, join a nonprofit as a board member or staff member, start a local chapter of a national organization, have an unincorporated association (with less than $25,000 each year in income), find a fiscal sponsor to help with administrative and fiscal responsibilities or start a for-profit business.
Read more: http://www.ehow.com/info_7755077_comes-first-starting-nonprofit.html#ixzz2cjA75pte


  • Study up on what other nonprofits there are in your area. Find out whom they serve, what their programs are and anything else you can about them. These can serve as your organization's partners as well as your competition for grants and other resources. It is important not to duplicate any of their services. Ask yourself what different services you will offer to members of your community.

Finances and Demand

  • Think about how you plan to get money for your organization's start-up and ongoing expenses. Will you offer a product or service for a fee to the public? The money you make would go right back into your organization's programs. Research potential grants for which you could apply. Consider how you will create a demand for your organization's service over time.
    Remember that your organization can remain an unincorporated organization as long as it does not employ anyone and its revenues are less than $25,000 annually. This gives your organization time to continue to focus on its programs before it moves on to possibly finding a fiscal sponsor to assist in reporting requirements, administrative responsibilities and to let your organization use its tax-exempt status. The next step is state incorporation and then federal tax-exempt status.

Logistics and Reality

  • Once you work through these issues, it is time to begin thinking about other resources you will need for your nonprofit. If you do not have a head for numbers, you should think about finding someone willing to work with you who can help you keep the organization's books and report its income to the IRS. If you are not so good at marketing, think about recruiting board members with expertise in getting the word out. Define where you will have your nonprofit's offices and other materials and supplies you will need to get started.
Read more: http://www.ehow.com/info_7755077_comes-first-starting-nonprofit.html#ixzz2cjCXwNyk

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Read more: http://www.ehow.com/info_7755077_comes-first-starting-nonprofit.html#ixzz2cjDhP94L